Need a Business Loan? Stop getting rejected. Unlock Fast Financing Approved by UAE Banks.
Alhuda Financial matches you with real, approved business loans fast.
- Only trusted by UAE banks
- Tailored to your industry & turnover
- Experts who know bank criteria
- Shariah-compliant options
Stop wasting time. Get funded now.
Get funded fast! Simply fill out the form below and we’ll be in touch shortly to assess your business’s eligibility.
TRUSTED BY
Why Choose Al Huda Financial?
We’re not a bank. We’re your strategic finance partner helping you navigate strict bank policies and match with the right business loan product. With deep understanding of UAE lending criteria, we increase your chances of getting funded quickly and efficiently.
Loan Types We Help You Secure
Smart financing options tailored to your business needs and bank eligibility criteria
Working Capital Loans
Whether you’re managing day-to-day expenses, expanding your team, or stocking up on inventory a working capital loan provides the cash flow you need to grow without disrupting your business. Ideal for established businesses looking for short to medium-term funding.
- Operational costs
- Payroll and rent
- Purchasing inventory
- Expansion plans
POS Loans
Turn your sales into easy access to finance. If you’re in the retail or F&B space, a Point-of-Sale (POS) loan links directly to your sales transactions offering flexible, low-risk financing with repayments aligned to your daily revenue.
- Restaurants, cafés, salons, retail stores
- Businesses with steady card transactions
- Owners seeking fast, accessible funding
Cash Loans for Supplier Payments
Bridge the gap between orders and payments. Need to pay suppliers while waiting on incoming revenue? A cash loan gives you quick access to working capital to settle supplier invoices or urgent business expenses without disrupting your cash flow.
- Supplier or vendor payments
- Managing short-term cash flow gaps
- Covering urgent expenses
Who We Work With
To ensure a higher approval rate, we only assist businesses that meet the following criteria
Business registered & operating in the UAE
Minimum annual turnover of AED 5 million
3+ years in operation
Manufacturing, healthcare, education, or green energy industries
Meet the Experts Behind Al Huda Financial
Decades of expertise, focused on your business success
At Al Huda Financial, our team combines over 25 years of experience in banking, finance, and corporate services within the UAE. We’ve supported countless entrepreneurs, SMEs, and international clients in navigating the complexities of the local banking system. With strong relationships across major banks and regulatory bodies, we provide tailored, compliant, and efficient solutions to help your business thrive.
FREQUENTLY ASKED QUESTIONS
Who is eligible for a business loan through Alhuda?
We assist UAE-registered businesses and free zone companies that have been operating for at least 3 years, generate an annual turnover of AED 5 million or more, and operate within preferred industries like manufacturing, healthcare, education, or green energy.
Can offshore or free zone companies apply?
No. We only work with mainland UAE businesses that are actively operating within the UAE.
What types of business loans do you help secure?
- Working Capital Loans – for operational costs and business expansion
- POS Loans – linked to card sales, ideal for retail and F&B
- Cash Loans – short-term funding for supplier payments and urgent needs
What documents are required?
You’ll need:
- Trade licence
- Emirates ID and shareholder documents
- Audited financials (2–3 years)
- Bank statements (6 months)
- Proof of cleared cheque returns, if applicable
How do cheque returns affect my eligibility?
You may qualify with up to 2 cheque returns, provided there’s proof they’ve been cleared. More than that may disqualify your application.
Are Shariah-compliant loan options available?
Yes. We work with banks offering both Islamic and conventional financing. You can choose based on your preferences.
Do I need to provide collateral?
Collateral depends on the loan type. Many loans are cash-flow based, but some may require personal guarantees or security cheques.
What are the expected profit or interest rates?
Rates vary by bank and risk profile. POS loans typically offer lower rates. We’ll help you find the most competitive option available.
Does Alhuda charge an upfront fee?
No. We only charge a success-based fee once your facility is approved and accepted. There are no upfront costs to apply.